Medigap Plan G

Medigap Plan G Overview

Finding ways to avoid paying an absorbent amount of money out-of-pocket is always a potential challenge with Medicare. Thankfully, Medigap Plan G makes the process much easier. Plan G also has the benefit of having lower premiums than the other popular Medigap plans, such as Plan F. However, it is important to note that under this policy, you will still be responsible for paying the deductible for Medicare Part B.

Many people looking at Plan F and Plan G will notice that both provide the same standard of coverage. All expenses for Medicare Part A, including coinsurance, copayment, and deductibles, are covered with Plan G. Likewise, the expenses for Medicare Part B are also covered except for the deductible. For 2020, that means that the only costs you would need to pay would be $198, then Plan G would take care of any costs after that. This makes Plan G a great option for anyone looking for comprehensive coverage at a more economical rate.

How am I Covered Under Medigap Plan G?

As one of the most comprehensive Medigap options, Plan G provides coverage for many out-of-pocket costs in Original Medicare. Beneficiaries will typically have to pay anything after the benefits of both plans are used. To give you a better understand of what costs are affected by Medigap Plan G, see the list below:

  • Part B coinsurance for preventative care
  • Part B copayment or coinsurance
  • Part B excess charges
  • Part A coinsurance or copayment for hospice care
  • Part A deductible
  • Part A hospital costs and coinsurance for up to 365 days once Original Medicare benefits have expired
  • Foreign travel emergency care
  • First three pints of blood
  • Coinsurance coverage for skilled nursing facility use

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John Kyle Insurance – Let Us Help

Making sure you have a complete healthcare plan that provides coverage for all your needs is important. One way to make sure that the costs associated with the protection remain reasonable is by purchasing a Medigap plan. Here at John Kyle Insurance, we specialize in Medicare insurance and would be happy to answer any questions you have regarding Medigap coverage or any other coverage. To get started, give us a call today at (440) 230-1223.