Medicare
Medicare

With all the different parts of Medicare, it can be confusing to differentiate the coverage offered by each plan.
At John Kyle Insurance, you will gain a better understanding of your Medicare needs after learning more about Original Medicare, Medicare Advantage Plans, Prescription Drug Coverage, and Medicare Supplements.

Learn More

Medicare Eligibility

Medicare Enrollment

Choosing a Medicare Plan

Cost of Medicare

Medicare Part A

Medicare Part B

Medicare Part C

Medicare Part D

Medicare Part D Dental, Vision, Hearing

This form will redirect you to another page once submitted.
Medicare Advantage
Medicare Advantage

Medicare Advantage Plans, or Medicare Part C, can be used to substitute Medicare Part A and B, as well as offer prescription drug coverage.

Learn More

Advantage vs Supplement

This form will redirect you to another page once submitted.
Medigap
Medigap

Known as Medigap Plans, Medicare Supplement Plans fill in the “gaps” of medical costs that aren’t covered by Original Medicare, such as coinsurance, copayments, and deductibles.

Learn More

Medigap Plan F

Medigap Plan G

Medigap Plan N

Medigap Comparison

This form will redirect you to another page once submitted.
Life

Life

The policyholder pays the insurance company a premium payment every month in return for a death benefit to be paid to the policyholder’s chosen beneficiaries in the event of their death.

Learn More

This form will redirect you to another page once submitted.
Health
Health

Health insurance is essential to have through all walks of life. Whether it is an individual, family, or group plan, John Kyle will advise and guide you in the right direction to find the coverage you deserve.

Learn More

Individual

Family

This form will redirect you to another page once submitted.
Supplemental

Supplemental

Different types of supplemental insurance pay you a cash benefit while you’re sick or injured. Whether it’s disability or dental, explore your many options with John Kyle.

Learn More

This form will redirect you to another page once submitted.
Blog

Blog

We have acquired an abundance of knowledge, and we’re eager to share this expertise with you in the form of articles and blog posts.

Learn More

recent post

Hello world!

Welcome to WordPress. This is your first post. Edit or delete it, then start writing!

Read More »

September 4, 2020

This form will redirect you to another page once submitted.
Contact Us
Contact Us

We’d love to hear from you! Give us a call today to talk to a Representative and set up an appointment.

Learn More

Online Booking

This form will redirect you to another page once submitted.

Medicare Part B

The Basics of Medicare Part B

Acting as the complementary plan to Medicare Part A, Part B is responsible for covering the cost of medical services and supplies needed for outpatient or home health care. Several of the coverage items include durable medical equipment, preventative services, ambulance services, and outpatient care at medical facilities. The plan also helps beneficiaries with intermittent health services such as rehab and physical therapy.

What Coverages Are Available Under Medicare Part B?

Together Medicare Part A and Part B provide a reliable insurance framework with coverages for most healthcare needs. Part B does an excellent job of supporting many preventative services the beneficiary might need. Included in this is a one-time “Welcome to Medicare” preventive visit, flu shots, hepatitis B shots, and screenings for cancer, cardiovascular issues, and diabetes. People who have been designated as high-risk or who develop high-risk factors for diabetes such as high blood sugar, obesity, high blood pressure, and dyslipidemia can obtain coverage for screenings and self-management training under Medicare Part B.

Another big part of the Part B plan is the coverage of short-term home health services, and doctors ordered part-time care. Policyholders will only have to pay a portion of the expenses from medical equipment and supplies. This could include wheelchairs, CPAP devices, hospital beds, and oxygen equipment. Finally, Medicare Part B has a section that will help with emergency room visits, the correction of spinal issues with chiropractic services, and the participation in clinical trials.

While the insurance plan formed under Original Medicare is strong and provides the coverages that most individuals need, there are still a few weak points to keep in mind. Even though Part B does cover preventative services, it doesn’t cover routine care for dental, vision, or hearing. To remain protected for such services, you will have to explore other areas of the Medicare plan. Sections that offer Medicare Supplement plans are the best when looking for additional services.

Contact US

We are not connected with or endorsed by the United States government or the federal Medicare program.

The Expense of Medicare Part B

Dissimilar to Part A, Medicare Part B is usually not waived by the amount of time you spend working in the United States. Instead, policyholders will need to pay monthly premiums once they enroll in the plan. While some people do decide it isn’t worth paying monthly fees and elect to skip enrollment, it is important to remember you cannot receive Part C or Part D without coverage under Original Medicare first.

John Kyle Insurance – An Agency You Can Rely On

For first-time beneficiaries under Medicare, understanding the options you have under the different parts of the plan can be time-consuming. Our expert agents have decades of experience serving clients and would be happy to discuss your options with you. To set up a free consultation, give us a call today at (440) 230-1223.